Solutions for Credit Unions

Serve your members with
modern lending infrastructure

Your high-net-worth members own assets that traditional systems cannot verify or value. Aaim provides the complete technology infrastructure for asset-backed lending. Your credit union makes all credit decisions and owns all loans. We provide the technology.

Lending Program Economics
6-8
Weeks to launch
From contract to first loan
13x
Lower charge-offs
Secured vs unsecured lending
50
State jurisdictions
Automated UCC perfection

Technology provider model

Aaim is a technology service provider, not a lender. Your credit union maintains full control over credit decisions while we handle the infrastructure complexity.

True Lender compliance

Your credit union makes all credit decisions, owns all loans, and bears all credit risk. Our fee structure and documentation maintain this distinction per established True Lender doctrine.

Examiner-ready packages

Generate complete examination packages on demand: third-party risk management section, model risk documentation per OCC 2011-12, fair lending analysis, and contract summaries.

Automated perfection

UCC-1 filings across all 50 states. Tri-party control agreements with custodians. Continuation tracking with automated reminders. Your security interests remain perfected.

Member-first experience

White-label member portal with your credit union branding. Members see your institution throughout the loan lifecycle. Technology stays invisible.

Platform Capabilities

Full-service infrastructure

Everything your credit union needs to launch and manage pledged-asset lending.

Real-time alternative asset valuation with confidence scores
Automated underwriting with configurable decision rules
Integrations with major brokerage and digital asset custodians
UCC filing automation across all 50 states
Control agreement orchestration with signature routing
NCUA-compliant audit trails with instant retrieval
Member-facing loan application portal (white-label)
Staff dashboard with portfolio monitoring
API connectivity via Quiltt, Plaid, MX, Finicity, Akoya
Core system integration with CU*Answers, Bankjoy
Examiner package generation on demand

Ready to serve your members with modern lending?

See how credit unions are deploying asset-backed lending programs in weeks. Your credit union remains the lender. Aaim provides the technology.