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alternative asset lending
Research, case studies, and educational resources to help you understand the opportunity and implementation of alternative asset lending programs.
Blog
Industry insights, regulatory updates, and thought leadership on modern lending practices.
Whitepapers
In-depth research and analysis on alternative asset lending, regulatory frameworks, and implementation strategies.
Webinars
On-demand video presentations covering key topics in collateral management and lending operations.
Case Studies
Real-world examples of how financial institutions have implemented alternative asset lending programs.
FAQ
Answers to common questions about alternative asset lending and the Aaim platform.
In-depth analysis
The Alternative Asset Lending Opportunity
Credit unions and community banks are leaving billions on the table. While members hold $4.2 trillion in alternative assets, traditional lending programs only accept real estate and vehicles as collateral. This whitepaper reveals the untapped opportunity in pledged-asset lending and provides a roadmap for financial institutions ready to modernize their collateral capabilities.
UCC Article 12 Implementation Guide
UCC Article 12 creates the first uniform legal framework for digital asset collateral. With 23 states already adopted and more pending, financial institutions need practical implementation guidance now. This whitepaper covers controllable electronic records, the "control" perfection method, custody arrangements, and jurisdiction analysis for cryptocurrency and tokenized asset lending programs.
Real-world results
The Asset Recognition Gap
31% of Millennial Wealth Is Invisible to Banks
A millennial with $500K in a venture fund, $200K in crypto, and $100K in startup equity is wealthy on paper. Try walking into a credit union and ask to borrow against those assets... they can't even see them.
Read moreThe Financial Babel Problem
$20-40B Annual Cost of Classification Chaos
The same REIT gets classified as real estate in one system, equity in another, alternatives in a third. This Tower of Babel costs the financial industry billions annually. ReferenceModel provides the universal translator.
Read moreCooperative Reserve Token
Solving the $84B Credit Union Deposit Flight Problem
Credit unions lose $84 billion annually to deposit flight when members need liquidity their institution cannot provide. The Aaim Cooperative Reserve Token creates a shared balance sheet across participating credit unions, enabling instant inter-institution settlement without external funding markets.
Read moreOn-demand learning
What Makes an Asset 'Alternative'?
An introductory exploration of alternative asset classes and why they present unique challenges for traditional lending...
Presented by: Robert Goodyear, Founder & CEO
OCC Model Risk Management: Applying 2011-12 to Collateral Valuation
A comprehensive examination of OCC Bulletin 2011-12 and its application to collateral valuation systems in...
Presented by: Robert Goodyear, Founder and CEO
Getting Started with Alternative Asset Lending
Introduction to alternative asset collateral for financial institution leaders. Learn how to evaluate the opportunity...
Presented by: Robert Goodyear, Founder and CEO
Latest insights
The Generational Wealth Transfer
Interactive visualization showing how $124 trillion flows between generations, wealth tiers, and asset classes - and the lending opportunities created at each transition.
Read moreThe Liquidity Paradox
Modern wealth holders with substantial assets pay worse credit terms than those with traditional portfolios. The paradox stems from infrastructure visibility gaps that mask genuine creditworthiness. Financial institutions that understand this dynamic can capture an underserved market.
Read moreThe Post-Fintech Fintech Manifesto
After two decades of fintech disruption that promised democratization but delivered predatory lending and surveillance capitalism, it is time for a course correction. Aaim represents a new paradigm: technology that strengthens financial institutions.
Read moreStay informed
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