Milestone

Aaim Reaches 50 Asset Type Valuation Milestone

Platform now provides real-time valuations across crypto, private equity, real estate, and emerging alternative assets

October 22, 2024
New York, NY
Aaim, the institutional infrastructure provider for alternative asset lending, announced today it has surpassed 50 distinct asset types in its real-time valuation platform, expanding addressable collateral types for community banks and credit unions nationwide. The expanded coverage includes established asset types such as cryptocurrency holdings, private equity positions, and real estate investment trusts, alongside emerging categories including tokenized securities, revenue-based financing instruments, domain name portfolios, and intellectual property rights. "Reaching 50 asset types represents substantial expansion beyond traditional collateral types," said Robert Goodyear, Founder & CEO at Aaim. "Financial institutions can now serve clients whose wealth exists primarily in alternative assets - a segment representing approximately $12 trillion in alternative assets currently invisible to traditional lending systems." The platform processes real-time valuations with median refresh rates under 15 minutes, providing financial institutions with current collateral values for risk management and lending decisions. Each valuation includes audit trail documentation, data source attribution, and confidence intervals that satisfy regulatory requirements for collateral monitoring. Asset type coverage expansion aligns with documented shifts in wealth composition, particularly among clients under 45 years old. Industry data indicates approximately 40% of high-net-worth individuals under 40 hold more than 30% of their wealth in non-traditional assets that conventional banking systems cannot recognize or value. "Our institutional partners report that alternative asset lending generates 3-4x higher margins than traditional secured lending while maintaining comparable risk profiles," said Robert Goodyear, Founder & CEO at Aaim. "The ability to value and monitor these assets in real-time removes the primary barrier to market entry." Financial institutions using the platform have originated more than $2.4 billion in pledged asset loans across all 50 asset types, with portfolio default rates remaining below 0.2% - substantially lower than industry averages for unsecured lending. The company maintains patent-pending valuation methodology that combines multiple data sources, historical volatility analysis, and asset-specific risk modeling to generate defensible valuations suitable for regulatory examination. Aaim currently serves community banks and credit unions representing more than 8 million account holders, with platform integrations to 12,000+ core banking systems. The company maintains SOC 2 Type II certification and implements security controls aligned with FFIEC guidance for technology service providers. ## About Aaim Aaim provides institutional infrastructure for asset-backed lending, enabling financial institutions to verify and value the full spectrum of what their members own. Real-time valuation across 50+ asset types covers traditional securities, cryptocurrency, private equity, startup equity, real estate investments, and assets that conventional systems cannot recognize. The platform integrates with 12,000+ core financial systems and implements controls aligned with FFIEC guidance and applicable banking, securities, and consumer protection requirements. Founded in 2023 and headquartered in New York, Aaim operates as private proprietary software infrastructure serving established financial institutions exclusively. ## About Aaim Aaim provides institutional infrastructure for asset-backed lending, enabling financial institutions to verify and value the full spectrum of what their members own. Real-time valuation across 50+ asset types covers traditional securities, cryptocurrency, private equity, startup equity, real estate investments, and assets that conventional systems cannot recognize. The platform integrates with 12,000+ core financial systems and implements controls aligned with FFIEC guidance and applicable banking, securities, and consumer protection requirements.
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